Winter Storm Uri — Grocery Retailer
Winter Storm Uri struck North America in February 2021, bringing extreme cold, snow, and ice across large portions of the United States, Canada, and northern Mexico. Weather alerts reached more than 170 million Americans; more than nine million lost power.
Facing extensive operational issues, one of the largest grocery retailers in the United States turned to RT Forensic Accountants to manage its complex insurance claim.
- Industry
- National grocery retail & manufacturing
- Peril
- Winter catastrophe, utility and service failure
- Coverage
- Property damage, business interruption, service interruption
- Scale
- Hundreds of stores, warehouses, and plants across Texas
The Loss
Widespread power outages, water disruption, and transportation failures created a complex loss environment affecting retail stores, manufacturing facilities, logistics, warehouses, and support centers across the entire network.
The Process
The claim required extensive documentation of property damage, inventory losses, payroll costs, manufacturing interruption, generator costs, and utility service impacts, with significant effort spent distinguishing spoilage and operational impact caused by direct physical damage from that caused by service interruption.
The Results
With limited coverage for service interruption, RTFA maximized recovery through a strategic, evidence-based approach, substantiating and defending a highly complex statewide event and transforming impacts across hundreds of facilities into a structured, supportable claim.